What Is Recession?

Each credit card that gets approved offers some sort of credit card protection. Some credit cards offer it to their customers as a free part of the package. Other credit card companies consider it an optional, additional service to be purchased by interested customers only. It is not intuitive for consumers to think about credit [...]

Currently with the economy being in such a sad state, more and more people are losing their jobs. Unemployment is at an all-time high and the government has had to give unemployment extension benefits to states where unemployment is higher than other states. Most states allow online filing for unemployment benefits. Check with your state [...]

If you have ever attempted to get a personal loan or line of credit, or to get financing for a large purchase, then you understand the importance of your credit report. An individual’s credit report is almost like a report card in school, a good credit report will create opportunities but a bad credit report [...]

In today’s highly developed business environment, where people have little spare time for anything, the role of a good financial adviser becomes more and more important. It is always nice to have a professional financial consultant beside you, one that will manage your finances, give you professional financial advice and support you in all your [...]

When my husband and I moved to a small town for retirement, we had just filed for personal bankruptcy. So here we are, new people in a new town, looking to open bank accounts for bad credit, with a negative blemish on our name. After bankruptcy, how do you open a checking account? Bless their [...]

Nowadays a lot of people have multiple credit cards. It is sometimes really hard to keep track of multiple repayments, to remember all the interest rates and payment deadlines. If one of your debts is not paid on time, you will have to pay a penalty. So this is really bizarre. Credit card debt consolidation [...]

For realizing whether or not your debts passed the allowed border you need to calculate your debt-to-income ratio. This shows how many percents of your income is your debt. When you find out that your debt is more than 43% of your income than it is time to work out ways to get out of [...]